Nestled in the heart of a charming historic neighbourhood, steps from downtown and gracefully situated along the banks of the Otonabee River, this picturesque urban cottage offers a rare opportunity to own a truly special home. From the moment you step onto the front porch, you are welcomed into a space that exudes warmth, serenity, and timeless charm. Inside, high ceilings, generously sized windows, preserved wood trim, and lovingly restored original pine floorboards create an ambiance rich in character and comfort. The front living room offers a cozy retreat, while the adjoining dining area - currently used as an additional family room with a gas fireplace - flows seamlessly into the kitchen, making it the perfect space for intimate evenings and entertaining. At the rear of the home, a delightful waterfront room overlooks the river and backyard, offering a tranquil setting for guests, accompanied by a convenient main-floor powder room. Upstairs, the original curved staircase leads to three charming bedrooms and a quaint bathroom complete with a classic clawfoot tub, ideal for peaceful, restorative soaks. Outside, the home's curb appeal is equally enchanting. A white stucco exterior with green shutters is framed by low-maintenance gardens, creating a picture-perfect façade. The spacious backyard is a private haven where one can unwind by the water and enjoy the soothing presence of the river. A large shed provides ample storage for all your outdoor essentials. Lovingly owned and maintained for over 40 years, this home has been thoughtfully preserved with features such as custom wood-reproduction windows and original floorboards revealed after years beneath other coverings. The result is a patina and sense of history that simply can't be replicated. Whether you're looking for a serene, character-filled home in a peaceful community or the convenience of being walking distance to downtown, trails, and transit, this rare gem offers it all.